There’s untapped cash within your grasp. You simply need to uncover it.

Here are some straightforward tips you could use that may boost your financial status. They may not all be suitable for everyone, but peruse through the whole list. There’s bound to be at least one tip that resonates with you.

Essential Reads
Around 80 million Americans grapple with debt, but there is relief available for those in over $10,000 of debt from this innovative company.
Working with an appropriate financial advisor could increase your investment returns by 3%, as Vanguard has found. Utilize their free tool to find a trustworthy fiduciary to help manage your finances.
The expense of car repairs has escalated by 20% within a year – a hard pill to swallow! Major auto repairs now typically cost between $2,000 and $6,000. Secure your investment with this vehicle repair plan.

  1. Broaden Your Wealth with Gold
    One of the optimal ways to shield your savings is diversification. Spread your money across various types of investments: ideally ones that can flourish when others are dwindling. Notably, stocks tend to perform poorly during periods of inflation, rising interest rates, and political turmoil.

However, gold thrives in these situations.

Bear in mind that not everyone in the gold business operates honestly. Be vigilant about who you transact with.

A notable gold investment company to consider is Goldco. They offer a comprehensive range of services, from precious metal IRAs to direct acquisitions of precious metal coins and bars.

With more than a decade in operation and endorsements by celebrities such as Chuck Norris and former presidential candidate Ron Paul, Goldco has established its credibility. They’ve earned A+ BBB Rating, AAA Rating from Business Consumers Alliance, and high ratings on Trustpilot, Trustlink, Google Reviews, and Consumer Affairs.

You could even receive up to $10,000 in free silver on qualified purchases.

Determine if gold is a suitable investment for you by taking a quick glance at the options available.

  1. Cease Overpaying for Car Insurance
    Most Americans likely overpay for car insurance, but searching for a better deal can prove tedious.

That was the case in the past.

Now, you can simply consult Provide Insurance, the largest online marketplace for insurance in the US. This platform allows you to compare quotes from over 175 different providers within minutes.

All it requires is answering a few queries about your personal information and driving history. Then Provide will present the best options for your needs and budget.

By leveraging Provide Insurance, you could save up to $610 annually on car insurance. This saved money could then be directed towards other areas such as investing, saving, or settling debt.

Don’t let your current insurer take advantage. Try Provide Insurance today and discover how much you could economize on car insurance.

  1. Dip Your Toes into Real Estate with Just $10
    Real estate has traditionally been a viable wealth-building avenue. But isn’t there a presumption that one has to be affluent to get involved?

Contrary to this belief, Fundrise permits entry-level investment starting at as low as $10. Similar to how stocks allow you to buy into companies, Fundrise enables you to invest directly into real estate properties.

Effectively, you become a landlord without the task of running background checks or issuing eviction notices. Despite not guaranteeing future results, Fundrise investors have witnessed an average increase of 25% within three years; those who persisted for five years saw more than a 50% increase.

With the perpetual need for living spaces and recent rent hikes making real estate investment more lucrative (rent prices rose nearly 18% in 2021 according to Harvard’s Joint Center for Housing Studies data), it might be time to consider this option.

Invest just two minutes to explore this opportunity.

Note: This is a testimonial in partnership with Fundrise. We earn a commission from partner links on All opinions are our own.

  1. Shield Your Home from Unexpected High-Cost Repairs
    Home repairs are not cheap. From leaky roofs to malfunctioning appliances, home maintenance can quickly become a financial burden costing you hundreds or even thousands of dollars.

Fortunately, with a home warranty company like American Home Shield, you can protect yourself against hefty repair bills. Their coverage extends to home appliances and systems such as electrical, plumbing, heating and cooling.

Regardless of age, AHS covers up to 23 appliances and systems, promising replacement if they cannot repair it. With over 17,000 contractors and two million members, American Home Shield sits at the pinnacle of America’s home warranty companies.

Many US homeowners are opting for AHS due to the savings, service, and peace of mind it affords.

  1. Consult with a Free Debt Coach
    National Debt Relief stands among the most esteemed debt relief providers in the nation. Having assisted over 500,000 individuals, it boasts an A+ rating from the Better Business Bureau and high ratings from TopConsumerReviews, TopTenReviews, ConsumersAdvocate, and ConsumerAffairs.

Here’s how it functions: You complete a form on their website, after which a debt coach contacts you to better understand your situation. If they can assist, they will devise a budget-friendly plan tailored to your needs — and provide an estimate of when you could potentially be debt-free! There’s no initial fee or obligation to get started.

National Debt Relief can aid with nearly any unsecured debt, including credit cards, personal loans, medical bills, repossessions, and even some types of student loan debt.

Are you ready to embark on a new, happier chapter of your life? Visit their site and discover what they can do for you!

  1. Avoid Wasting Thousands On Car Breakdowns
    As a nation, we’re holding onto our cars longer: The average U.S. vehicle is now 12.1 years old. Unfortunately, most significant auto repairs occur long after the warranty has lapsed.

While driving your car until it’s beyond repair equals no car payment and more money to invest, shelling out thousands in car repairs every year equates to less money to invest. Thankfully, comprehensive coverage for repairs is available with Endurance.

Endurance offers vehicle service contracts akin to auto warranties. They’ll cover your vehicle up until it’s 20 years old. This could translate to eight more years without a car payment, which is quite advantageous considering the average new car loan exceeds $710 monthly.

You have six different plans to choose from. All include 24/7 roadside assistance, a rental car allowance, and a free year of the Elite Benefits program (which includes features like key fob replacement, a collision discount, complete tire coverage, and a $1,000 payment if your vehicle is declared a total loss).

With over 350,000 ASE-certified repair facilities on speed-dial, Endurance ensures repairs are paid upfront, leaving only the deductible for you to cover.

Guard yourself against expensive auto repairs.

  1. Prepare Now for Medical Costs Medicare Won’t Cover
    Here’s hoping that your retirement years are active, healthy, and vibrant and that you maintain your current level of function until the end.

But don’t bank on it. According to the US Department of Health and Human Services, 7 out of 10 individuals who turn 65 today will likely require some form of long-term care.

Assuming you can’t get long-term care (LTC) insurance past age 40? Think again. GoldenCare provides LTC coverage for most people, barring those who reside in the four states where GoldenCare doesn’t operate: Alaska, Florida, Hawaii, and Washington.

“But won’t Medicare cover all that?” Unfortunately, no. Medicare does not cover long-term custodial care — and paying for it out of pocket could take a substantial slice of your retirement savings. Add inflation to the equation and you could be looking at near or total depletion of your nest egg.

Without LTC insurance, your options aren’t great: depleting savings, borrowing money, burdening your family with your care, and possibly losing independence because you can’t live independently.

There’s no sure way of knowing if your current good health will persist. That’s precisely why investigating long-term care insurance is so critical: It safeguards both you and your family.

Plan now for a secure tomorrow.

  1. Leverage This Secret Source for Massive Discounts
    Are you over 18? Then you qualify to save hundreds annually simply by joining AARP.

“What?” You might wonder, “Isn’t AARP meant for retired seniors?”

Contrary to popular belief, there’s no minimum age requirement to join AARP. Membership confers discounts on numerous things such as:

Saving up to $200 per person off flights
Up to 30% off rental cars
Up to 15% off restaurants
Up to 20% off hotels
You’ll also benefit from discounts on eyeglasses, prescriptions, meal deliveries, and much more. Besides these, AARP offers a Fraud Watch Network, job listings, retirement planning tools, games, and a wealth of information, programs, and resources.

Anyone aiming to save money can’t afford not to join AARP, especially given the low membership fee – as low as $12 per year with auto-renewal. The cost can likely be recuperated within the first week.

They even offer a free gift upon signing up!

  1. Borrow From Yourself
    Lower interest rates are available by leveraging your home equity.

Quicken Loans, one of the highly rated lenders, has simplified the borrowing process. It only takes a few minutes to ascertain your eligibility.

If you qualify for a rate of 6%, you could borrow $25,000 with a monthly repayment of merely $150.

However, if you’re having difficulty making ends meet, exercise caution with this or any type of loan. But if you’re gainfully employed, responsible, and own a home, there’s no reason to fall prey to exorbitant rates. Take a moment to learn more.